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GTBank Salary Advance is a type of loan that allows you to borrow up to 50% of your monthly salary in advance. The loan is unsecured, which means you don’t need to provide any collateral to qualify. The loan tenure is 30 days, and you can apply monthly.
The interest rate on GTBank Salary Advance is 28% per annum (p.a.), which is relatively high. However, the loan is quick and easy to get, and you can use the funds for any purpose.
How Much Salary Advance Can You Get From GTBank?
GTBank Salary Advance allows you to borrow up to 50% of your net monthly salary. The minimum salary requirement for public sector employees is NGN 25,000, and for private sector employees, it is NGN 50,000. The loan tenure is 30 days, and you can apply monthly.
Here are the steps on how to apply for GTBank Salary Advance:
- Log in to your GTBank Internet Banking.
- Click on the “Loans” tab.
- Click on the “Salary Advance” link.
- Enter the required information and submit your application.
You can also apply for GTBank Salary Advance by dialing 7378*2# from your mobile phone.
To pay back your GTBank Salary Advance loan, you can do so through the following channels:
- Internet Banking: Log in to your GTBank Internet Banking and click on the “Loans” tab.
- Mobile Banking: Dial 7370# from your mobile phone and select option 4 (replacement) and then option 2 (close credit).
- ATM: Visit any GTBank ATM and select the “Loans” option.
- Branch: Visit your nearest GTBank branch and speak to a customer service representative.
How Long Does It Take To Apply For The GTBank Salary Advance?
The GTBank Salary Advance application process is quick and easy. You can apply online, via the GTBank Mobile App, or by dialing 73751*51#. Once you submit your application, it will be reviewed by GTBank and you will be notified of the outcome within 24 hours.
Here are the steps on how to apply for the GTBank Salary Advance:
- Log in to your GTBank online banking account or download the GTBank Mobile App.
- Click on “Loans” and then “Salary Advance”.
- Enter your personal details and the amount you want to borrow.
- Submit your application.
If you apply for the GTBank Salary Advance online or via the GTBank Mobile App, you will receive an SMS notification once your application has been approved. If you apply by dialing 73751*51#, you will receive an SMS notification with the approval status of your application.
Once your application is approved, the funds will be credited to your GTBank account within 24 hours.
Here are the requirements for the GTBank Salary Advance:
- You must be a salary earner with a GTBank account.
- Your salary must be domiciled in your GTBank account.
- Your salary must be at least N25,000 for public sector employees and N50,000 for private sector employees.
- You must have been receiving your salary through your GTBank account for at least 3 months.
Who is Eligible For A Salary Advance From GTBank?
To be eligible for a salary advance from GTBank, you must:
- Be a full-time employee of a private company or government agency.
- Have an active salary account with GTBank.
- Have a minimum net monthly salary of NGN 25,000 if you are a civil servant or NGN 50,000 if you work in the private sector.
- Have a clean credit history.
- Not have any outstanding loans with GTBank or other banks.
You can apply for a salary advance online or at any GTBank branch. The loan amount will be credited to your account within 24 hours of approval.
ALSO READ: GT Bank Loan: How To Apply, Ussd Code And Requirement
The interest rate on a salary advance from GTBank is 1.5% per month. The loan period is 30 days, and the loan can be renewed monthly.
Here are some of the benefits of a GTBank salary advance:
- You can get up to 50% of your net monthly salary in advance.
- You don’t need to provide any collateral.
- The loan is processed quickly and easily.
- The interest rate is relatively low.
If you are eligible for a salary advance from GTBank, it can be a helpful way to meet unexpected expenses or cover short-term cash flow needs. However, it is important to make sure that you can afford to repay the loan on time, as late payments can result in additional fees and penalties.
How To Apply For The GTBank Salary Advance
Here are the steps on how to apply for the GTBank Salary Advance:
- Log in to your GTBank internet banking platform.
- Click on the “Loans” tab.
- Click on the “Salary Advance” option.
- Enter the amount of money you want to borrow.
- Enter your salary account number.
- Enter your date of birth.
- Enter your phone number.
- Click on the “Apply” button.
You can also apply for the GTBank Salary Advance by dialing 7378*2# on your mobile phone.
Here are the eligibility requirements for the GTBank Salary Advance:
- You must be a GTBank customer.
- You must be employed and have a salary account with GTBank.
- Your salary must be at least N25,000 for public sector employees and N50,000 for private sector employees.
- You must have a good credit history.
The maximum amount of money you can borrow through the GTBank Salary Advance is 50% of your net monthly salary. The tenor of the loan is 30 days, but it can be renewed monthly. There is no collateral required for this loan.
The interest rate on the GTBank Salary Advance is 1.80% per month. The loan will be repaid through deductions from your salary account.
To apply for the GTBank Salary Advance, you will need to provide the following documents:
- A copy of your ID card.
- A copy of your salary slip.
- A recent utility bill.
The application process for the GTBank Salary Advance is quick and easy. You can get the funds you need within 24 hours.
In Conclusion:
The GTBank Salary Advance offers a convenient solution for individuals in need of quick funds without the requirement of collateral. With an interest rate of 1.80% per month, the loan can be repaid seamlessly through deductions from your salary account. To apply for this loan, you will need to provide a copy of your ID card, salary slip, and a recent utility bill. The application process is hassle-free, ensuring that you can receive the funds you require within 24 hours. In conclusion, the GTBank Salary Advance is an ideal option for those seeking a fast and efficient loan without the need
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